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Bachelor’s degrees

Affordable online psychology bachelor’s degrees (2026)

Compare 13 online psychology bachelor's programs by published per-credit rate and known fees, plus 5 priced by term or load. None of them leads to licensure.

Affordable Degree GuideSources checked Editorial policy

At a glance

  • 13 programs compared
  • Degree length: 120 semester credits
  • Published tuition for the whole degree: $26,400–$43,080 before fees, at the rates shown before you choose a state, with no transfer credits
  • Lowest published tuition: University of the Cumberlands, $26,400 (120 semester credits at $220 per credit)
  • Every school here is institutionally accredited (checked October 2026)
  • Prices checked October 14, 2026

Estimate your degree tuition

Use published rates to explore a scenario. This is not a transfer-credit evaluation or financial aid offer.

Enter the credits the school has already accepted toward this degree, using the unit selected below. Assumed credits apply only to programs that use that unit; we do not convert between semester and quarter credits. Semester credits are used unless a unit selector appears.

Showing a zero-transfer-credit scenario at the currently published rates. Add your state to see residency pricing where it is published.

Program costs for your scenario: credits remaining, estimated tuition, and known fee components
Institution & programCredits remainingEstimated tuitionKnown fee components
2026 rank #1University of the CumberlandsPsychology (online Bachelor of Science) · OnlineCurrent published rate; no academic year stated (effective since Summer 2023) · Official sourcesInstitutional accreditation: Southern Association of Colleges and Schools, Commission on Colleges120semester credits$26,400UCumberlands Online undergraduate rate (One Price Promise)$30
2026 rank #2Columbia Southern UniversityB.S. Psychology (online) · Online2026–2028 University Catalog (effective July 1, 2026) · Official sourcesInstitutional accreditation: Southern Association of Colleges and Schools, Commission on Colleges120semester credits$33,360Undergraduate per-credit tuition$100
2026 rank #3Utah Valley UniversityPsychology, B.S. (online) · OnlineFall 2026–Summer 2027 online-only schedule · Official sourcesInstitutional accreditation: Northwest Commission on Colleges and Universities120semester credits$34,200Fully online, living in the U.S. outside Utah$35
2026 rank #4Trine UniversityBachelor of Science – Psychology Major (TrineOnline) · Online2026–2027 · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$35,880Undergraduate online tuition—
2026 rank #5Arkansas State UniversityBachelor of Arts in Psychology (online) · OnlineCurrent published rate; no academic year stated · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$36,240A-State Online program rate (stated to include fees)—
2026 rank #6Southeast Missouri State UniversityPsychology, B.S. (online) · Online2026–2027 · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$36,600Domestic & online undergraduate rate$5,640
2026 rank #7Missouri State UniversityPsychology (Non-Comprehensive), B.S. (online) · OnlineFall 2026, Spring 2027, and Summer 2027 · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$38,040Internet-based instruction tuition (resident and nonresident)—
2026 rank #8Charter Oak State CollegeBachelor of Science in Psychology (online) · Online2026–2027 (effective July 1, 2026 – June 30, 2027) · Official sourcesInstitutional accreditation: New England Commission of Higher Education120semester credits$39,480Undergraduate tuition and per-credit course materials fee$2,300
2026 rank #9John Brown UniversityPsychology, B.S. (online) · Online2026–2027 · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$41,4002026–27 online undergraduate rate$0
2026 rank #10Louisiana State University of AlexandriaBachelor of Science in Psychology (online, through LSU Online) · OnlineCurrent published rate; no academic year stated · Official sourcesInstitutional accreditation: Southern Association of Colleges and Schools, Commission on CollegesTime to finish: Can be finished within four years120semester credits$42,360Published per-credit cost (no out-of-state fee)—
2026 rank #11Southern New Hampshire UniversityBachelor of Arts in Psychology (online) · Online2026–2027 · Official sourcesInstitutional accreditation: New England Commission of Higher Education120semester credits$42,480Online undergraduate tuition$100
2026 rank #12Eastern Illinois UniversityOnline B.A. in Psychology (degree completion) · Online2026-2027 tuition and student-fee schedule; the program and degree-requirement pages print no year · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$42,7612026-2027 undergraduate tuition and student fees per credit hour, online students at the in-state rate$16,896
2026 rank #13Ohio UniversityPsychology Major (B.S.), online option · Online2026–2027 · Official sourcesInstitutional accreditation: Higher Learning Commission120semester credits$43,080Out-of-state eCampus tuition and general fee—

Ranked for 2026 by estimated tuition for the whole degree, lowest first, at the rate open to every student with no transfer credits. Fees are listed separately. Your state or credits re-sort the rows; the 2026 ranks stay the same.

The estimate multiplies your remaining credits by each school’s published rate; the school notes below say what that rate covers. Known fee components are the mandatory charges we verified. — means no required fee amount is confirmed. No program here has a complete required-fee list we could verify, so no total is shown and these figures are not your full cost. Books, living costs, travel, and financial aid are not included, and future tuition increases are not modeled.

Fee units, residency eligibility, and placement conditions come from each school’s published terms:

University of the Cumberlands: Credits are semester credits. The $220 One Price Promise online rate is described as including technology fees and digital course materials; the $30 application fee is a known one-time charge. Cumberlands does not publish an exhaustive schedule of other required charges, so ask the school for its fee list. The 2026–2027 catalog lists a 40-credit major and a department exit exam in the final semester; the university requires 120 hours for any bachelor’s degree.

Columbia Southern University: Credits are semester credits. A $35 technology fee is charged per course, not per credit. The $100 petition-to-graduate fee is a known one-time charge. Active-duty military students using Tuition Assistance have a separate $250 rate, and Learning Partner discounts exist. At least 25% of the degree, including the capstone, must be completed at CSU.

Utah Valley University: Credits are semester credits. The $285 flat rate applies to fully online undergraduates living in the United States outside Utah; the dated Fall 2026–Summer 2027 schedule supersedes the undated $270 figure still shown on the program page. Course fees are excluded from the flat rate, and a $35 admission fee is a known one-time charge. Utah residents studying fully online pay UVU’s regular resident tuition tables, so no Utah estimate is shown. At least 30 credits must be completed at UVU.

Trine University: Credits are semester credits. Trine lists $299 per credit for 2026–2027 undergraduate online tuition. No mandatory fee schedule is published, so ask the school for its fee list. The Fall 2026 catalog lets students choose a clinical internship or a psychology capstone demonstration. Active-duty military students have a separate $250 rate.

Arkansas State University: Credits are semester credits. The program page says the $302 rate applies to all U.S. residents and that all fees are included. The general tuition page also lists $50 per credit of required fee components without stating whether they are inside or added to the program rate, so ask A-State which applies to you. The $30 application fee is a known one-time charge; a $60 undergraduate graduation fee "may be applicable". The tuition page describes both application and graduation charges as potentially applicable, and their overlap with the program bundle is unresolved.

Southeast Missouri State University: Credits are semester credits. The 2026–2027 rate for domestic and online students is $305 tuition plus a $47 per-credit general fee. Special course fees are assessed per course, and the one-time enrollment fee is $150 for new students or $100 for transfer students. A minor is required unless the optional pre-counseling track is chosen. General education includes a lab science; an internship course is optional.

Missouri State University: Credits are semester credits. Internet-based courses are billed $317 per credit for residents and nonresidents. Student services fees are $70 per credit up to 9 credits or $630 for 9+ credits in fall and spring, with $200 athletic and $85 technology fees per semester; college enrollment fees vary by course. Those fees depend on your load and courses, so they are not in the per-credit rate. A minor or second major is required.

Charter Oak State College: Credits are semester credits. The 2026–2027 schedule lists $329 tuition and an $18.75 course materials fee per credit for all students, plus a $50 application fee. Required student services ($230) and technology ($75) fees are charged each semester and depend on how many semesters you enroll, so they are not in the per-credit rate. Students choose one of four 15-credit concentrations and complete a capstone.

John Brown University: Credits are semester credits. JBU states a 2026–2027 online undergraduate rate of $345 per credit “with no added fees,” replacing the undated $335 shown on the program page. Additional fees apply to graduate courses taken through the accelerated master’s option; other one-time charges are not documented, so ask the school for its fee list. The online major includes a six-hour choice among counseling theory, helping skills, and field experience courses.

Louisiana State University of Alexandria: Credits are semester credits. LSU Online lists $353 per credit with no out-of-state fees and a $42,360 total “with fees” for 120 credits, but also says fee schedules may vary by course-specific proctoring or book fees. Ask LSUA which fees apply to your courses.

Southern New Hampshire University: Credits are semester credits. SNHU lists $354 per credit for 2026–2027 online undergraduate study with no application fee. The $100 conferral fee is a known one-time charge; course materials vary by course, so ask the school for its fee list. Applicants complete a non-licensure acknowledgment form. At least 30 credits must be taken at SNHU.

Eastern Illinois University: Credits are semester credits. This is a degree-completion program: admission requires 42 semester hours of college credit, and most students enter with an associate degree and finish roughly 60 more hours online. EIU requires 120 or more semester hours for the degree, including 30 hours at EIU and 12 hours of psychology at EIU. Students in online courses pay the regular in-state rate wherever they live, and all domestic undergraduates are charged that rate. International undergraduates pay 1.25 times the domestic rate. The 2026-2027 undergraduate rate is $356.34 per credit hour of tuition plus $140.80 per credit hour of student fees. The student-fee total is itemized across thirteen published fees, including $24.94 for the university union, $22.37 for grant-in-aid, $18.00 for intercollegiate athletics and $8.75 for textbook rental. The university also describes an Online Learning Fee but does not publish its amount, so ask for it before you build a budget. No mandatory one-time charge is published. There is no stated transfer ceiling. Community-college courses do not count toward the 40 upper-division hours the degree requires, so ask for an evaluation against this degree rather than counting transferable hours alone.

Ohio University: Credits are semester credits. The eCampus rate is $349 per credit for Ohio residents and $359 for out-of-state students (tuition and general fee). Two $3-per-credit fees are capped at $33 and $36, so they are not multiplied across the degree; the school notes that additional fees may apply. The online major (code BS4107) requires no face-to-face meetings. The bursar distinguishes eCampus non-guarantee tuition from Athens/Regional cohort-guarantee rates. These are the published 2026–2027 eCampus rates; the capped fees above are billed separately.

Psychology bachelor’s or counseling degree: which fits?

An online psychology BA or BS covers research methods, statistics, development, cognition, social behavior and psychopathology. It differs from a human services degree, which centers on case and community work, and from graduate counseling or clinical psychology programs. None of these degrees qualifies you to practice as a psychologist, licensed counselor or therapist. Those roles depend on graduate study and state licensing rules. SNHU, for example, asks applicants to sign a non-licensure acknowledgment.

How the programs compare

The comparison above has 13 programs. Each school’s fees, transfer limits and requirements are in its notes. Check these differences first:

  • Fees: Arkansas State’s program page says all fees are included, but its tuition page also lists $50 per credit of fee components without saying whether they are inside that rate. Ask which applies.
  • Requirements: Cumberlands’ 2026–27 catalog requires a department exit exam. Missouri State and SEMO require a minor. Charter Oak requires a concentration and capstone.
  • Rate by residence: Ohio University charges $349 for Ohio residents and $359 for nonresidents. Utah Valley’s $285 applies only outside Utah.
  • Transfer: Trine, Columbia Southern and SNHU accept up to 90 transfer credits.
  • Placements: Trine students choose a clinical internship or capstone demonstration. JBU, SEMO and Missouri State list field experiences as options or electives. Ask how a placement would be arranged where you live.
  • Pathways: Eastern Illinois is a degree-completion program; admission requires 42 semester hours of college credit, the degree requires 120 or more, and students in online courses pay the in-state rate of $356.34/credit plus $140.80/credit in student fees (2026–27).

Other ways schools charge

These are not ruled out, but a per-credit estimate cannot represent their prices.

More schools to consider

Eight more programs need a current rate or a clearer credit total before we can compare them, so a lower-cost option may exist that is not shown here. Three examples:

  • McNeese State lists a 120-credit BS as 100% online but publishes no current per-credit online schedule.
  • West Alabama’s 123-hour degree and $325 per credit are published without a catalog that confirms the credit unit.
  • Northwest Missouri State says all fees are included while also listing a $30 per-course fee.

Questions to ask before you apply

Ask each school for:

  • an evaluation of your accepted credits;
  • the whole-degree total, the credit unit and the rate year that applies to you;
  • a list of every required charge for the courses and terms you still need.

Many rates carry no academic-year label. See our methodology for how the estimate works and the FAFSA guide for aid applications.

Are these schools accredited?

Yes. Every school in this comparison is institutionally accredited, according to the U.S. Department of Education's College Navigator or the school itself (checked October 2026).

  • Higher Learning Commission: Arkansas State University, Eastern Illinois University, John Brown University, Missouri State University, Ohio University, Southeast Missouri State University, Trine University
  • New England Commission of Higher Education: Charter Oak State College, Southern New Hampshire University
  • Southern Association of Colleges and Schools, Commission on Colleges: Columbia Southern University, University of the Cumberlands, Louisiana State University of Alexandria
  • Northwest Commission on Colleges and Universities: Utah Valley University

Program-specific accreditation, such as for business or counseling programs, is separate; check it on each program's page.

How long does an online psychology bachelor's take?

Here is what each school says about time to finish. Transfer credit and course load change it.

Jobs and pay in psychology

National figures from O*NET OnLine for everyone in each occupation, not graduates of these programs. Some of these jobs require a license, experience or a different degree.

OccupationMedian annual pay (2025)Projected growth (2025-2035)
Social and Human Service Assistants$45,930Much faster than average (7% or higher)
Psychiatric Technicians$45,130Much faster than average (7% or higher)

Sources

Explore the official program pages and price information.

  1. College Navigator: Arkansas State University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  2. College Navigator: Charter Oak State College (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  3. College Navigator: Columbia Southern University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  4. College Navigator: Eastern Illinois University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  5. College Navigator: John Brown University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  6. College Navigator: Louisiana State University at Alexandria (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  7. College Navigator: Missouri State University-Springfield (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  8. College Navigator: Ohio University-Main Campus (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  9. College Navigator: Southeast Missouri State University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  10. College Navigator: Southern New Hampshire University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  11. College Navigator: Trine University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  12. College Navigator: University of the Cumberlands (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  13. College Navigator: Utah Valley University (accreditation)National Center for Education Statistics, U.S. Department of Education · Checked 2026-10-15
  14. O*NET OnLine: Social and Human Service Assistants (21-1093.00)O*NET OnLine, U.S. Department of Labor, Employment and Training Administration · Checked 2026-10-15 · 2025 wage data; 2025-2035 projections
  15. O*NET OnLine: Psychiatric Technicians (29-2053.00)O*NET OnLine, U.S. Department of Labor, Employment and Training Administration · Checked 2026-10-15 · 2025 wage data; 2025-2035 projections
  16. Arkansas State University 2026–2027 Undergraduate Bulletin: Psychology, BAArkansas State University · Checked 2026-10-12 · 2026–2027
  17. A-State Online: Bachelor of Arts in PsychologyArkansas State University · Checked 2026-10-12
  18. A-State Online tuitionArkansas State University · Checked 2026-10-12
  19. Charter Oak State College Official Catalog 2026–2027: PsychologyCharter Oak State College · Checked 2026-10-12 · 2026–2027
  20. Charter Oak State College Official Catalog: Undergraduate Current FeesCharter Oak State College · Checked 2026-10-12 · 2026–2027 (effective July 1, 2026 – June 30, 2027)
  21. Charter Oak State College: Psychology bachelor’s degree programCharter Oak State College · Checked 2026-10-12
  22. Charter Oak State College Official Catalog: College Transfer CreditCharter Oak State College · Checked 2026-10-12 · 2026–2027
  23. Columbia Southern University 2026–2028 University CatalogColumbia Southern University · Checked 2026-10-12 · Effective July 1, 2026 through June 30, 2028
  24. Columbia Southern University: Online B.S. PsychologyColumbia Southern University · Checked 2026-10-12
  25. University of the Cumberlands 2026–2027 Undergraduate Catalog: Admission and Transfer CreditUniversity of the Cumberlands · Checked 2026-10-12 · 2026–2027
  26. University of the Cumberlands 2026–2027 Undergraduate Catalog: Psychology, B.S.University of the Cumberlands · Checked 2026-10-12 · 2026–2027
  27. University of the Cumberlands: Psychology degree pageUniversity of the Cumberlands · Checked 2026-10-12
  28. University of the Cumberlands tuitionUniversity of the Cumberlands · Checked 2026-10-12
  29. Central Washington University: Online Psychology Programs FAQCentral Washington University · Checked 2026-10-12
  30. Central Washington University 2026–27 quarterly tuition and fees, University Centers & Online, resident undergraduateCentral Washington University · Checked 2026-10-12 · 2026–2027
  31. Eastern Illinois University — 2026-2027 undergraduate estimated costsEastern Illinois University · Checked 2026-10-14 · 2026-2027 Estimated Costs (Before Aid)
  32. Eastern Illinois University — online psychology FAQsEastern Illinois University · Checked 2026-10-14
  33. Eastern Illinois University — Online B.A. in Psychology (degree completion program)Eastern Illinois University · Checked 2026-10-14
  34. Eastern Illinois University — online psychology requirementsEastern Illinois University · Checked 2026-10-14
  35. Eastern New Mexico University: Bachelor of Science or Arts in PsychologyEastern New Mexico University · Checked 2026-10-12
  36. Eastern New Mexico University undergraduate tuition and feesEastern New Mexico University · Checked 2026-10-12 · 2026–2027
  37. SUNY Online: Empire State University Psychology Bachelor of ArtsEmpire State University (SUNY) · Checked 2026-10-12
  38. Empire State University undergraduate tuition and feesEmpire State University (SUNY) · Checked 2026-10-12
  39. Fayetteville State University undergraduate distance education tuition and fees, Fall 2026–Spring 2027Fayetteville State University · Checked 2026-10-12 · Fall 2026 – Spring 2027
  40. Fayetteville State University: BS Online Degree Completion (Psychology)Fayetteville State University · Checked 2026-10-12
  41. John Brown University 2026–2027 Undergraduate Catalog: Psychology, B.S.John Brown University · Checked 2026-10-12 · 2026–2027
  42. John Brown University 2026–2027 catalog: Bachelor DegreesJohn Brown University · Checked 2026-10-12 · 2026–2027
  43. John Brown University: Psychology, Online B.S.John Brown University · Checked 2026-10-12
  44. John Brown University: online undergraduate financial aid and tuitionJohn Brown University · Checked 2026-10-12 · 2026–2027
  45. LSU Online: LSUA Online Bachelor of Science in PsychologyLouisiana State University of Alexandria (LSU Online) · Checked 2026-10-12
  46. Missouri State University 2026–2027 Undergraduate Catalog: Psychology (Non-Comprehensive) (BS)Missouri State University · Checked 2026-10-12 · 2026–2027
  47. Missouri State University FY27 Board-approved fee schedule (Springfield)Missouri State University · Checked 2026-10-12 · Fall 2026, Spring 2027, and Summer 2027
  48. Missouri State Online: Bachelor of Science in PsychologyMissouri State University · Checked 2026-10-12
  49. Missouri State University 2026–2027 catalog: General Baccalaureate Degree Policies and RequirementsMissouri State University · Checked 2026-10-12 · 2026–2027
  50. Ohio University 2026–2027 Undergraduate Catalog: Psychology Major (B.S.)Ohio University · Checked 2026-10-12 · 2026–2027
  51. Ohio University: online costs and aidOhio University · Checked 2026-10-12 · 2026–2027
  52. Ohio Guarantee scope and eCampus tuitionOhio University · Checked 2026-10-13 · 2026–2027
  53. Ohio University: Online B.S. in PsychologyOhio University · Checked 2026-10-12
  54. Southeast Missouri State University cost and feesSoutheast Missouri State University · Checked 2026-10-12 · 2026–2027
  55. SEMO Online Psychology BS degree map (2026–2027 Undergraduate Bulletin)Southeast Missouri State University · Checked 2026-10-12 · 2026–2027
  56. Southeast Missouri State University: Online B.S. in PsychologySoutheast Missouri State University · Checked 2026-10-12
  57. SNHU Academic Catalog: Credit Hour DefinitionSouthern New Hampshire University · Checked 2026-10-12
  58. SNHU: Online Bachelor of Arts in PsychologySouthern New Hampshire University · Checked 2026-10-12
  59. SNHU online tuitionSouthern New Hampshire University · Checked 2026-10-12 · 2026–2027
  60. Trine University Fall 2026 Course Catalog: Bachelor of Science – Psychology Major (120 hrs.)Trine University · Checked 2026-10-12 · Fall 2026
  61. TrineOnline cost and investmentTrine University · Checked 2026-10-12 · 2026–2027
  62. Trine University Fall 2026 catalog: credit hour policyTrine University · Checked 2026-10-12 · Fall 2026
  63. TrineOnline: Psychology, B.S.Trine University · Checked 2026-10-12
  64. Utah Valley University 2026–2027 catalog: Psychology, B.S.Utah Valley University · Checked 2026-10-12 · 2026–2027
  65. Utah Valley University Online tuition and financial aidUtah Valley University · Checked 2026-10-12
  66. Utah Valley University Online: Psychology Online B.S.Utah Valley University · Checked 2026-10-12
  67. Utah Valley University Fall 2026–Summer 2027 online-only tuition tableUtah Valley University · Checked 2026-10-12 · Fall 2026 – Summer 2027
  68. WGU: Bachelor of Science in PsychologyWestern Governors University · Checked 2026-10-12
  69. Louisiana State University of Alexandria — Bachelor of Science in Psychology (online) (time to complete)Louisiana State University of Alexandria · Checked 2026-10-15