Finding the right fit for an online and affordable psychology degree can be daunting.
One of the reasons is that there are so many good options.
The research below was completed with the goal of finding the most affordable online psych degree options.
Before delving into our detailed list, which is derived from total projected tuition costs, here are essential benchmarks to consider:
- $61,579 is the average projected tuition cost for an online psychology degree
- $16,560 is the lowest tuition, and $182,400 is the highest tuition
- $56,880 is the median projected tuition cost for an online psychology degree
- $453 is the average cost per credit for an online psychology degree
- 120 to 192 is the range of required credits
- 122 is the average number of credits
- 120 is the most common number of credits needed to earn online psychology degree
Finding an Affordable Online Psychology Degree Program
A number of online psychology programs have secured places on our 2025 list of most affordable degrees. These rankings are determined by dividing the total projected cost by the required credits, providing a measure of true value.
Included in these rankings are renowned institutions known for academic rigor as well as smaller colleges that have made significant strides in their online psychology offerings recently.
The 2025 affordability rankings feature programs from all over the United States, allowing students to choose options that align with both their budgetary limits and geographical preferences, all while ensuring a quality educational experience.
Most Affordable Online Bachelor’s in Psychology Programs
Ashworth College
Norcross, Georgia
Program: Bachelor's Degree in Psychology
Delivery method: Online
Total tuition: $16,560
2024/2025 Cost per credit: $138
Credits: 120
Program highlights:- Flexible Learning: Programs are fully online and self-paced, fitting into busy schedules
- Robust Curriculum: Courses cover core topics like abnormal and social psychology, with a focus on practical skills such as public speaking and data analysis
- Career Readiness: Programs emphasize leadership, communication, and interpersonal skills, preparing students for entry-level roles or further studies
Eastern New Mexico University
Portales, New MexicoProgram: Bachelor's in Psychology
Delivery method: Online
Total tuition: $24,720
2024/2025 Cost per credit: $140 in-state | $206 out-of-state
Credits: 120
Program highlights:- Personalized Learning: A 16:1 student-to-faculty ratio ensures individualized attention and support
- Comprehensive Curriculum: Programs cover essential topics like abnormal and general psychology, emphasizing practical skills for future careers
- Career Support: ENMU offers advising and job placement services, preparing students for diverse psychology-related fields
University of the Cumberlands
Williamsburg, KentuckyProgram: Bachelor of Science in Psychology
Delivery method: Online & campus
Total tuition: $26,400
2024/2025 Cost per credit: $220
Credits: 120
Program highlights:- Practical Learning: The curriculum focuses on real-world skills such as research methods, problem-solving, and applying psychology in various settings
- Personalized Support: A student-to-faculty ratio of 20:1 ensures more individualized attention, with faculty bringing real-world expertise into the classroom
- Specialization Options: Students can explore areas like clinical, counseling, and general psychology, providing diverse career paths and further study opportunities
Central Washington University
Ellensburg, WashingtonProgram: Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $28,080
2024/2025 Cost per credit: $234
Credits: 120
Program highlights:- Flexible Degree Options: Choose between a 45-credit plan (for double majors) or a more comprehensive 60-credit plan for those aiming at graduate studies
- Practical Learning: Internships and community partnerships allow students to apply knowledge in real-world settings, such as mental health and counseling roles
- Community Engagement: The university’s counseling center provides hands-on experience while serving local communities
Fayetteville State University
Fayetteville, North CarolinaProgram: BS in Psychology
Delivery method: Online
Total tuition: $30,960
2024/2025 Cost per credit: $92 in-state | $258 out-of-state
Credits: 120
Program highlights:- Career Preparation: The curriculum focuses on fields like counseling, mental health, and research, equipping students for diverse careers
- Diversity and Support: FSU fosters an inclusive environment with strong minority representation and personalized advising
- Hands-On Learning: Opportunities for internships and partnerships provide practical experience
Columbia Southern University
Orange Beach, AlabamaProgram: B.S. in Psychology
Delivery method: Online
Total tuition: $32,400
2024/2025 Cost per credit: $270
Credits: 120
Program highlights:- Specialized Tracks: Options like mental health concentration prepare students for careers in counseling and social services
- Transfer-Friendly: Students can transfer up to 75% of credits, accelerating degree completion
- Career-Focused Learning: The curriculum emphasizes practical skills to prepare students for graduate studies or roles in mental health fields
Utah Valley University
Orem, UtahProgram: Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $32,400
2024/2025 Cost per credit: $467 in-state | $270 out-of-state
Credits: 120
Program highlights:- Flexible Degree Options: Students can pursue either a B.A. or B.S. in psychology, with specialized tracks like clinical and counseling psychology
- Hands-On Experience: UVU emphasizes internships and community involvement, preparing students for practical roles in mental health and research fields
- Student Support: The university provides personalized academic guidance and strong faculty mentorship
Arkansas State University
Jonesboro, ArkansasProgram: Online Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $33,840
2024/2025 Cost per credit: $282
Credits: 120
Program highlights:- Career-Oriented Learning: The curriculum emphasizes practical skills, preparing graduates for roles in counseling, HR, and social services
- Personalized Support: A 14:1 student-to-faculty ratio ensures individualized academic guidance
- Strong Financial Aid: All students benefit from grants or scholarships, reducing their net cost
Southeast Missouri State University
Cape Girardeau, MissouriProgram: Bachelor of Science degree in Psychology
Delivery method: Online
Total tuition: $34,200
2024/2025 Cost per credit: $285
Credits: 120
Program highlights:- Career-Focused Learning: Provides practical experience through internships and research opportunities in mental health and social services
- Personalized Support: A 20:1 student-to-faculty ratio ensures individual academic guidance
- Financial Aid: With 98% of students receiving aid, SEMO ensures education remains accessible
Western Governors University
Millcreek, UtahProgram: Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $34,320
2024/2025 Cost per credit: $286
Credits: 120
Program highlights:- Competency-Based Model: Progress based on skill mastery rather than grades, ensuring deep understanding before moving forward
- Dedicated Support: Each student is paired with a mentor for guidance, with additional access to resources like Udemy and LinkedIn Learning
- Career-Focused Curriculum: The program prepares students for diverse fields, integrating practical skills with a final capstone project
Missouri State University
Springfield, MissouriProgram: Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $34,800
2024/2025 Cost per credit: $290
Credits: 120
Program highlights:- Hands-On Research: Opportunities to collaborate with faculty on research in behavioral science and developmental psychology
- Career Preparation: The curriculum emphasizes practical skills for careers in counseling, social services, and business
- Comprehensive Support: Access to academic advising, labs, and a diagnostic clinic enhances student success
University of Arkansas at Little Rock
Little Rock, ArkansasProgram: Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $35,040
2024/2025 Cost per credit: $292
Credits: 120
Program highlights:- Practical Curriculum: Focuses on real-world skills like research, behavioral analysis, and problem-solving, preparing students for roles in counseling and social services
- Experiential Learning: Offers internships and faculty-led research opportunities to enhance professional readiness
- Student Support Services: Provides academic advising, career resources, and counseling to assist students throughout their journey
Carolina University
Winston-Salem, North CarolinaProgram: Bachelor's in Psychology
Delivery method: Online
Total tuition: $35,280
2024/2025 Cost per credit: $294
Credits: 120
Program highlights:- Career-Oriented Curriculum: Aligned with APA (American Psychological Association) goals, it emphasizes research, problem-solving, and ethics, preparing students for roles in counseling, business, and healthcare
- Practical Experience: Opportunities for internships and hands-on projects offer real-world insights into behavioral health and criminal justice fields
- Financial Accessibility: With over $2.5 million in annual aid, the university ensures affordability for a diverse student body
Trine University
Angola, IndianaProgram: Bachelor of Science with a major in Psychology
Delivery method: Online
Total tuition: $35,880
2024/2025 Cost per credit: $299
Credits: 120
Program highlights:- Diverse Curriculum: Students study a variety of subjects, including forensic psychology, addiction, and human sexuality
- Practical Experience: Internships provide hands-on learning opportunities and specialization options, such as in addiction counseling
- Advising Support: Knowledgeable advisors help students maximize their educational experiences, including double major options in related fields like criminal justice
Empire State University
New York, New YorkProgram: Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $36,580
2024/2025 Cost per credit: $295
Credits: 124
Program highlights:- Career Readiness: ESU prepares students for careers in counseling, social services, and research, as well as for advanced studies
- Comprehensive Support: The university offers personalized resources such as academic advising and a 24/7 self-service portal for student assistance
- Credit for Experience: Students can earn credit for prior learning, allowing them to potentially expedite their education and reduce costs
Northern Kentucky University
Highland Heights, KentuckyProgram: Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $38,400
2024/2025 Cost per credit: $320
Credits: 120
Program highlights:- Practical Experience: Opportunities for internships and research help students gain valuable real-world skills
- Student Involvement: Joining organizations like the Psychology Club and Psi Chi enhances leadership and networking
- Comprehensive Support: NKU provides academic advising and career services to assist students throughout their studies
Ohio University
Athens, OhioProgram: Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $38,880
2024/2025 Cost per credit: $319 in-state | $324 out-of-state
Credits: 120
Program highlights:- Diverse Curriculum: Covers biological, cognitive, social psychology, and specialized topics like the psychology of gender
- Career Support: Extensive advising helps prepare students for graduate studies and careers in human services and research
- Expert Faculty: Engaged faculty provide a high-quality education while conducting research
John Brown University
Siloam Springs, ArkansasProgram: Psychology, Online B.S.
Delivery method: Online
Total tuition: $39,000
2024/2025 Cost per credit: $325
Credits: 120
Program highlights:- Research Opportunities: JBU promotes student involvement in research projects, allowing them to publish their findings in an online journal
- Broad Curriculum: The program includes critical topics such as developmental, abnormal, and counseling psychology
- Dedicated Faculty: Instructors are accessible and integrate a Christian worldview into their teaching, creating a supportive academic environment
Louisiana State University of Alexandria
Alexandria, LouisianaProgram: Online Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $39,000
2024/2025 Cost per credit: $325
Credits: 120
Program highlights:- Variety of Programs: Students can earn a Bachelor of Science (B.S.) in Psychology with concentrations such as Cognitive Neuroscience and Forensic Psychology
- Research Opportunities: Students can engage in independent research and participate in an honors program to enhance their academic credentials
- Hands-On Experience: Internships and field placements offer practical experience in mental health and counseling
Charter Oak State College
New Britain, ConnecticutProgram: Bachelor's degree in Psychology
Delivery method: Online
Total tuition: $39,480
2024/2025 Cost per credit: $329
Credits: 120
Program highlights:- Concentration Options: Students can choose from four concentrations—Life Span, Social/Behavioral, Cognition & Learning, and General Psychology—to customize their learning experience
- Capstone Project: The curriculum includes a capstone experience, where students complete a significant research project that synthesizes their learning
- Transfer Credit Acceptance: COSC accepts various transfer credits, helping students complete their degrees more efficiently
Southern New Hampshire University
Manchester, New HampshireProgram: Bachelor of Arts in Psychology
Delivery method: Online
Total tuition: $39,600
2024/2025 Cost per credit: $330
Credits: 120
Program highlights:- Practical Learning: Students gain hands-on experience through internships, research projects, and partnerships with mental health organizations
- Specialized Tracks: Concentrations include forensic psychology and mental health, preparing students for careers in counseling, law, and social services
- Strong Support Services: SNHU provides career counseling, academic advising, 24/7 technical help, and access to an online student community
McNeese State University
Lake Charles, LouisianaProgram: Bachelor of Science in Psychology
Delivery method: Online & campus
Total tuition: $39,960
2024/2025 Cost per credit: $300 in-state | $333 out-of-state
Credits: 120
Program highlights:- Student Involvement: Opportunities include presenting at research symposia, attending conferences, and participating in organizations like Psi Chi and the McNeese Autism Society
- Career-Ready Skills: The program emphasizes critical thinking, ethics, and research, preparing graduates for roles in mental health, HR, and community services
- Affordable Education: Competitive tuition rates make McNeese a top-value choice for psychology students
University of West Alabama
Livingston, AlabamaProgram: Bachelor's degree in Psychology
Delivery method: Online
Total tuition: $39,975
2024/2025 Cost per credit: $325
Credits: 123
Program highlights:- Flexible Formats: Available both online and on-campus with small class sizes and personalized support
- Research Opportunities: Students can conduct independent research, preparing for graduate studies and research careers
- Career Focus: Graduates are prepared for roles in business, healthcare, counseling, and criminal justice sectors【
Northwest Missouri State University
Maryville, MissouriProgram: Bachelor of Science in Psychology
Delivery method: Online
Total tuition: $40,080
2024/2025 Cost per credit: $334
Credits: 120
Program highlights:- Comprehensive Courses: Covers core subjects like cognitive psychology and research methods, with advanced topics in race, gender, and biological psychology
- Qualified Faculty: All classes are led by professionals, ensuring personalized attention through a 19:1 student-to-faculty ratio
- Affordable Tuition: With 98% of students receiving financial aid, it offers strong financial support and value for students
Eastern Illinois University
Charleston, IllinoisProgram: Online BA in Psychology
Delivery method: Online
Total tuition: $40,560
2024/2025 Cost per credit: $338
Credits: 120
Program highlights:- Real-World Experience: Engage in internships and research in fields like healthcare and human services
- Student Organizations: Join the Psychology Club and Psi Chi for networking and development opportunities
- Study Abroad: Earn credits while exploring behavioral studies in Rome during a summer program
Scholarships for Online Psychology Degrees
Want to delve deeper into the human mind? An online psychology degree can unlock your potential.
Don’t let financial barriers hold you back from achieving your career goals—discover how scholarships can make your online psychology education more affordable and accessible today!
| Centennial Mental Health Center Scholarship Centennial Mental Health Center offers the annual Future Mental Health Professional Scholarship Program, providing awards ranging from $500 to $2,000 to support students pursuing careers in behavioral health fields. Eligible applicants must be U.S. citizens or legal immigrants residing in specific counties, aiming to complete at least a bachelor’s degree in a related field. Amount: $500 – $2,000 Deadline: March 2025 Awards Available: Multiple scholarships More information |
| Cold War Veterans STEM Scholarship The Cold War Veterans Scholarship, offered by the Marines’ Memorial Association, provides three $2,500 scholarships to honor veterans for their peacetime service during the Cold War era. Eligible candidates include active members of the Marines’ Memorial or their children or grandchildren, who plan to pursue full-time undergraduate studies in STEM fields for the 2024-2025 academic year. Applicants must demonstrate academic commitment and personal achievements. Amount: $2,500 Deadline: March 2025 Awards Available: 3 More information |
| Ethan To Scholarship The Ethan To Scholarship, managed through Bold.org, awards $2,000, divided between two winners receiving $1,000 each. It is designed for low-income undergraduate or graduate students majoring in psychology and/or counseling who have a minimum GPA of 3.5 for undergraduates or 3.2 for graduate students. Amount: $1,000 Deadline: February 17, 2025 Awards Available: 2 More information |
| Mark Murray and Susan Cady Scholarship The Mark Murray and Susan Cady Scholarship Fund offers financial support to students in California pursuing degrees or technical training in healthcare or education. It provides awards ranging from $6,000 to $12,000 to individuals demonstrating financial need and a commitment to community service and social responsibility. The scholarship targets high academic achievers who are first-generation students or people of color. Amount: $6,000 – $12,000 Deadline: March 14, 2025 Awards Available: 1 More information |
| NEXT for AUTISM Fellows Scholarship The NEXT for AUTISM Fellows Scholarship is an employment-based program that offers a $5,000 annual tuition scholarship alongside paid work experience as a Direct Support Professional (DSP) assisting neurodivergent adults. Applicants must be enrolled as undergraduate or graduate students in health or human services or a related field at a partner school and commit to working 800 hours annually. Amount: $3,000 – $5,000 (Potential for award increases annually) Deadline: March 7, 2025 Awards Available: 1 More information |
| Project SEED Scholarship The Project SEED Scholarships by the American Chemical Society offer financial support to high school and college students pursuing chemical-related sciences or STEM fields. These scholarships are both renewable and nonrenewable, with one-year awards providing up to $5,000 and multi-year awards offering sustained financial assistance. Applications require transcripts, recommendation letters, and evidence of participation in the Project SEED summer program. Amount: $2,500 – $5,000 Deadline: January 31, 2025 Awards Available: 1 More information |
| Rehenia A. Gabriel Scholarship The Rehenia A. Gabriel Scholarship is awarded annually to residents of the U.S. Virgin Islands who are either high school seniors, GED recipients, or current college students. This scholarship specifically supports students pursuing degrees or certifications in guidance counseling, psychology, or school social work. The scholarship awards $5,000 to each recipient and requires a minimum GPA of 3.0 for eligibility. Amount: $5,000 Deadline: April 2025 Awards Available: 6 More information |
| Sharon Stephens Brehm Undergraduate Psychology Scholarships The Sharon Stephens Brehm Undergraduate Psychology Scholarships, offered by the American Psychological Foundation, provide eight annual scholarships of $5,500 each to outstanding undergraduate psychology students demonstrating financial need. Applicants must be pursuing a psychology major at an accredited institution, have a minimum 3.50 GPA, and show involvement in psychology-related activities. The application process includes submitting a personal statement, CV, transcript, and a letter of recommendation. Amount: $5,500 Deadline: July 10, 2025 Awards Available: 8 More information |
| T. Eugene Young Montana’s Promise Scholarship The T. Eugene Young Montana’s Promise Scholarship offers a $1,000 award to 25 graduating high school seniors from Montana who plan to pursue studies in STEM or healthcare at a college or university. Applicants must have a minimum GPA of 3.0 and demonstrate financial need. The scholarship, which supports students attending accredited post-secondary institutions, particularly in Montana. Amount: $1,000 Deadline: March 31, 2025 Awards Available: 25 More information |
| Terry A. Greendeer Behavioral Health Wing Dedication Scholarship The Terry A. Greendeer Behavioral Health Wing Dedication Scholarship, offered through Bold.org, awards $1,000 split between two winners. This scholarship is open to Native American high school or undergraduate students enrolled in federally recognized tribes who are studying social work, behavioral health, or therapy. The application requires an essay on how the education will be used to benefit the community. Amount: $500 Deadline: December 2024 Awards Available: 2 More information |
| The FHE Health “Hope for Healing” Scholarship The “Hope for Healing” Scholarship offered by FHE Health awards two annual scholarships of $5,000 each to one undergraduate and one graduate student. Applicants must be enrolled in a degree program related to mental/behavioral health, nursing, or addiction medicine, and demonstrate academic excellence with a focus on contributing to these fields. The selection process is ongoing, with applications accepted on a rolling basis. Amount: $5,000 Deadline: February 3, 2025 Awards Available: 2 More information |
| Ventura County Medical Education Scholarship The Ventura County Medical Education Fund provides scholarships to students in medical and health care fields who commit to working in Federally Qualified Health Centers or public hospitals in Ventura County. Scholarships are awarded to graduates or current students of Ventura County high schools pursuing certifications or degrees up to the master’s level. The scholarships range from $2,000 for certificates up to $8,000 for graduate-level studies. Amount: $2,000 – $8,000 Deadline: January 15, 2025 Awards Available: Varies More information |
| Washington State Opportunity Scholarship – Baccalaureate Scholarship The Washington State Opportunity Scholarship (WSOS) Baccalaureate Scholarship program offers up to $22,500 to students pursuing high-demand STEM and healthcare majors at eligible institutions in Washington state. This scholarship supports costs beyond tuition, including housing and transportation, and is open to students who meet specific residency, financial need, and academic criteria. Amount: Up to $22,500 Deadline: February 26, 2025 Awards Available: 1 More information |
| Whelan Foundation Scholarship Program The Whelan Foundation offers two major scholarships: the Academic Scholarship provides up to $80,000 over four years for undergraduate studies, and the Student Loan Reduction Scholarship offers up to $20,000, also over four years, to help reduce educational debt. Both scholarships are aimed at Long Island residents. The foundation emphasizes equalizing opportunities for education and supporting the higher educational goals of its recipients. Amount: Up to $20,000 Deadline: March 30, 2025 Awards Available: Multiple scholarships More information |
| William Joseph Smith S.T.E.M. Scholarship The William Joseph Smith S.T.E.M. Scholarship offers $2,000 to graduating high school seniors from Weld County, Colorado, who are pursuing bachelor’s degrees in STEM fields. Eligible applicants must have a minimum GPA of 3.50 and demonstrate financial need. Amount: $500 – $2,000 Deadline: February 2025 Awards Available: 1 More information |